Working Capital Loans

The ideal product for recurring working capital requirement, this product comes with the flexibility of meeting seasonal demands of higher inventory.

Apply for Working Capital Loans
Features and Benefits
  • Annually reviewed
  • Cycles of 30-60 days
  • Tenure up to 36 months
  • Loan tranche payable after the cycle time
Eligibility and Documentation


SME loans are offered to companies/partnership firms in select sectors like automobiles, auto-ancillary and food and agri-processing.

  • The company/firm must be in business for at least 3 years with profit in the last audited financial year
  • Greenfield projects can be considered only from established players in that business
  • Dealer inventory funding loans can be considered for established dealers of reputed automobile OEMs

Documents required:

  • Company profile including existing product range
  • Promoter profile including KYC details
  • Purpose of the loan
  • Security offered
  • Audited balance sheets of ┬áthe last 3 years

The credit officer might require additional documents during credit evaluation.
To apply, email us at and we will contact you.